Health Insurance That Pays You: How to Earn Gift Cards & Cash for Healthy Habits

What if your health insurance rewarded you for things you already do—like walking, getting checkups, or taking a health survey?

Many insurers now offer wellness incentive programs that give you gift cards, cash rewards, or premium discounts just for staying on top of your health.

Here’s how it works—and how to take advantage of it 👇

💡 What Are Health Insurance Incentive Programs?

These are wellness reward programs built into many health plans.

👉 You earn rewards for completing simple health-related activities like:

• Annual checkups

• Preventive screenings

• Fitness tracking

• Health assessments

  
  

💡 The goal: keep you healthier and reduce long-term costs.

🎁 Types of Rewards You Can Get

Depending on your plan, you may earn:

✔ Gift cards (Amazon, Walmart, Visa, etc.)

✔ Cash rewards or prepaid cards

✔ Premium discounts

✔ Fitness reimbursements

✔ Points you can redeem for merchandise

👉 Some programs offer $50–$500+ per year in rewards.

🏥 Insurance Companies That Offer Incentives

Here are some well-known companies with reward programs:

🟦

UnitedHealthcare

Program: Renew Active / Wellness Rewards

✔ Rewards for preventive care

✔ Fitness and activity tracking

✔ Gift cards and wellness perks

🟩

Aetna

Program: Attain by Aetna

✔ Earn rewards for steps and activity

✔ Gift cards for meeting goals

✔ Personalized health goals

🟪

Cigna

Program: Healthy Rewards

✔ Discounts on wellness products

✔ Incentives for screenings and checkups

🟥

Humana

Program: Go365

✔ Points for workouts and healthy habits

✔ Redeem for gift cards or merchandise

🟦

Blue Cross Blue Shield

Program: Blue365 (varies by state)

✔ Discounts and rewards

✔ Fitness and wellness incentives

🟨

Kaiser Permanente

✔ Rewards for completing health activities

✔ Wellness tracking incentives

🧾 What Activities Earn You Rewards?

Most programs reward things you may already be doing:

✔ Preventive Care

• Annual physicals

• Mammograms, colonoscopies

• Vaccinations

✔ Daily Habits

• Walking or step tracking

• Exercise or gym visits

• Sleep tracking (in some plans)

✔ Health Engagement

• Completing health surveys

• Watching wellness videos

• Participating in coaching programs

📋 Step-by-Step: How to Start Earning Rewards

1. Check Your Plan

Look for:

✔ “Wellness Rewards” or “Incentive Program”

2. Download the App

Many programs use apps to track:

✔ Steps

✔ Activities

✔ Progress

3. Complete Simple Tasks

✔ Schedule your annual checkup

✔ Take a health assessment

✔ Start tracking activity

4. Redeem Your Rewards

✔ Gift cards

✔ Cash equivalents

✔ Discounts

💰 Real Example

You could earn:

• $50 for a yearly checkup

• $25 for a health survey

• $100+ for fitness tracking

👉 Total: $150–$300+ per year just for staying healthy.

⚠️ Things to Know

• Rewards vary by plan and location

• Some require app tracking

• Certain activities must be completed within deadlines

• Not all plans offer incentives

🐱 Quick Tip (Keeping It Real)

If you’re already doing the work… you might as well get paid for it 🐾

✅ Quick Checklist

✔ Check if your plan offers rewards

✔ Download your insurer’s app

✔ Complete preventive visits

✔ Track your activity

✔ Redeem your rewards

🎯 Final Thoughts

Health insurance isn’t just about coverage anymore—it can also reward you for living healthier.

These programs help you:

• Stay consistent with your health

• Catch issues early

• Earn extra money or perks

  
  

👉 It’s one of the easiest ways to get more value from your insurance.

🚀 Call to Action

Want a plan that rewards you for staying healthy?

👉 Visit InsuredStash.com to:

• Compare health insurance options

• Find plans with wellness incentives

• Start earning rewards today

  
  

Stay healthy. Get rewarded. Make your insurance work for you. 💙